Here it is March 2010. A large hole has opened up in front of me and I’ve fallen in. I’m in over my head and I’m not sure if there’s a way out of this hole. I have no job, no car to get to a job and a large number of bill collectors calling me throughout the day. To say that I’m stressed would be putting it mildly. I spend every minute thinking of this, thinking of how I am going to fix it. How am I going to make our lives better? How am I going to...