This is a guest post. Opinions are that of the author (although I think they are pretty sound!) Enjoy! It can be difficult to define a definitive debt payoff plan for everyone, because an effective plan should be largely dependent on several factors that are specific to a person’s situation. Considerations such as the amount of debt, the type of debt (credit card, student loans, etc), and income should be taken into account. Nonetheless, there are some general steps that I think everyone can take in order to begin getting out of debt. 1. Get Organized The...