“The Debt Princess” began at a moment of desperation. I was at rock bottom and couldn’t even begin to imagine how I would get out of the hole I was in. I had debt that I couldn’t pay on, student loans that I hadn’t paid on in years, no job, I lived at home with my mother & my two young boys and my car had just gone its last mile. I sat in my room and cried for a good two hours. At which point, I wiped the tears, tossed the tissues and came up with an idea.
I developed the “What Not to Do” platform a few months after I took to blogging. I decided that the best thing I could do for people is to show them how much I’ve screwed up & where it got me. I hoped (and still do) that people would read my story and use that information to spur their own reflection into their finances.
“What NOT to Do” is meant to be used as examples to others on how poor choices can affect you for years. It can be used with young adults as they are learning about finances and debt. It can be shown to teens as they approach moving out and living on their own. “What NOT to Do” is for the adult who hasn’t thought too much about their own finances.” The series can help others understand how debt can destroy you.
And it’s for me. Writing “What Not to Do” pieces helps me make sense of my choices. The articles found on this blog help me purge the emotions of my situation and allow me to move on. Moving on and tackling this massive debt!
I hope you’ll read my blog and stick around to watch me overcome this situation I’ve put myself in. Maybe, along the way you’ll learn something and reflect on your own financial situation.
To get you started on my blog, I’d like to suggest a few posts for you to read.
Insight into who I really am can be found in my post about mental health and finances or a bit about how a little girl’s fantasy world carried into a grown woman going into debt.
Of course, I encourage you to read about the lessons I’ve learned along the way as I’ve begun to pay off my debt.
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Debt Princess, How do you keep your chin up when working your debt reduction plan? I feel so weak and tempted to spend money and on foolish geegaws! I know I don’t need groceries, there is enough food here for the two of us for 3 months at least, I know I don’t need soap or lotions or cosmetics, but I still want to stop at Walgreens and “look around”, I know I don’t need any cd’s or books or music, but I still want to look, but I know in my heart of hearts the formula—Needing to=Wanting to=Buying it anyway=Blowing the Budget!!
It is to hard to stay strong! I am 1/3 of the way to paying off the credit card debt, but oh boy ..this deprivation is hard!
on February 16, 2012 at 7:49 pm
Sometimes it’s best to learn from others who have the experience. I can understand and feel your passion to spread the word to others on what not to do. It’s almost a plea for others to learn from your mistakes. You sound like such a strong woman. I commend you on your journey to debt freedom.
WOW, what a story. I’m so glad I’ve found your blog. You are an INSPIRATION. You go, girl!
We’re all in this together, and we all will get out of this mess. It’s bloody-well hard, however we HAVE to do it. I’m rooting for everyone on this one. I’ve just faced reality and have started my journey too. I’m DETERMINED to get out of debt with the rest of ya’ll – and it’s gonna happen. We have to make choices and make painful sacrifices in the short run – but it will be worth it in the end, for our sanity for god sake!