I am attempting to pay off around $18,000 in consumer debt (We won’t talk about student loan debt yet, one step at a time!). A LOT went into building up 18 thousand dollars of debt. I thought I had learned my lesson after the last time I acquired debt and the filed bankruptcy. I thought that I understand the dangers of credit cards and was capable of making better decisions. I can look back now and see that I was clueless. I didn’t have the financial education that I needed to avoid debt in the future. And when...
