Can you believe it is May already? I can’t! Many of my friends are making last minute plans for a cruise in less than 2 weeks. A cruise I was supposed to be on as well. While I know there is no way I would have been able to pay for it and even if I had, I truly had NO BUSINESS going on that cruise. Yet, here I sit green with envy. Let’s cheer me up a bit, shall we? This past month I decreased my debt total by $657.42!! This makes my current total debt (credit cards...
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Hey guys, Well today was SUPPOSED to be the start of my Frugal Friday series and it was SUPPOSED to be my first vlog. However, I am experiencing some major technical errors on my end. I don’t have a web cam so I was trying to use my digital camcorder, somewhere in there I made a critical error and now, NO VLOG. Tonight I will post the blog in text form. SOMEDAY maybe you’ll get a vlog. Check back again tonight. DP Thanks for reading, please consider “Liking” me on Facebook and following on Twitter. Share on Facebook
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Happy Tuesday! This is the next installation of Tipful Tuesday. I am here to provide you with tips from my experiences. Remember, I am not a financial planner, advisor or even all that great with money. Today’s tip is to have a budget in place. Some of you may be thinking “duh, DP! Doesn’t everyone do that?” The answer is “no!” I never did a budget, I didn’t know why I would need one or even how to make one. I learned once it was too late to save me from myself. Making a budget is fairly simple: your...
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I love Mint.com . I am using it to keep an eye on my bank accounts in one place, which is great for someone with ADHD ! It’s also a great way to see your net worth, in my case it’s a tad depressing as I’m worth a negative number! But that just shows you what debt can do to you. Financially speaking, I’m worth nothing both dead or alive. I have no retirement, no life insurance, no income, no savings. All I have is debt. BUT I’m watching that neagitve number get closer and closer to 0. One day it...
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I need to make money. That’s plain and simple enough to realize. I can’t expect to make any sort of headway on this massive debt without a decent income. It’s time to get creative! Here’s what I’m working with: no car, poor public transportation, two children, not many acquaintances in the area. I’m making a little revenue on this blog (about $80.00 to date plus donations last month) and a few bucks over at ChaCha (I average about $20 a week when I really spend time on it.). But these are not really helping all that much. I’ve thought...
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I have learned so many things in my 35 years on this planet. The most profound lesson I ever learned came from my then 2 year old. I can remember the moment so very well. It was a summer day, the windows were open and a gentle breeze was blowing in the window. We were sitting on his bed directly in front of the window and he was trying to tell me something. I was distracted reading or folding laundry, who knows with what. Suddenly he places his soft little hands on my cheek, turns my face to look...
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Well it looks like a vlog is in my future. About 30 people voted and the overwhelming majority said to “just do it.” So I shall, only not today. I want to take a couple practice vlogs and make sure I don’t look like a total newbie (even though I am). I’m going to do it for next Friday. Next Friday will be the start of my Frugal Friday series. Until then.. Have you checked out Swagbucks?? It’s a great way to earn gift cards and prizes totally free and with out any obligation. All you need to do...
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Some “friends” are trying to convince me to do a vlog for this here site. I’m not too keen on being in front of a camera but peer pressure is my thing. So go vote over there ——————-> Tell me what you think. I’m considering it for Friday’s post. Topic is Being Frugal, Step 1. Thanks for reading, please consider “Liking” me on Facebook and following on Twitter. Share on Facebook
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